Auto Insurance Journal Archives | Auto Insurance | EINSURANCE Quote, Compare, Save! Wed, 27 Aug 2025 16:42:04 +0000 en-US hourly 1 https://wordpress.org/?v=6.8.2 https://www.einsurance.com/wp-content/uploads/cropped-10390300_10152435665504197_8229944792578476094_n-32x32.png Auto Insurance Journal Archives | Auto Insurance | EINSURANCE 32 32 The Pros and Cons of Changing Insurance Companies: Is it Worth it? https://www.einsurance.com/journal/the-pros-and-cons-of-changing-insurance-companies-is-it-worth-it/ Thu, 28 Aug 2025 16:00:55 +0000 https://www.einsurance.com/?p=35063 Changing auto insurance companies can be easy or tiresome depending on your needs. Most consumers feel it is worth switching insurance companies if they will save considerable money, or if their current insurer has upset them with very poor customer service. We understand. At Einsurance.com, we offer a host of auto insurance options for consumers. […]

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]]> Summer Road Trip Insurance Checklist: Are You Covered? https://www.einsurance.com/journal/summer-road-trip-insurance-checklist-are-you-covered/ Thu, 31 Jul 2025 16:00:10 +0000 https://www.einsurance.com/?p=34989 Key Takeaways: Summer is a great time for a road trip—be sure you understand the nuances of your auto insurance so that you’re protected from driving-related costs and consider travel insurance for the unexpected. It’s important to guard against insurance gaps that can leave you exposed—out-of-state (or country) liability, medical costs, and rental reimbursement, to […]

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]]> What Is Parked Car Insurance? https://www.einsurance.com/journal/what-is-parked-car-insurance/ Mon, 30 Jun 2025 16:00:59 +0000 https://www.einsurance.com/?p=34944 If you are wondering about parked car insurance, learning about the types of coverage for parked cars, or spending some time reading about parked car insurance on Reddit, we are here to help. The seasoned, licensed auto insurance agents at Einsurance.com are ready to answer your most frequent questions about car insurance. As always, we […]

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]]> How to Lower Your Car Insurance After a Ticket https://www.einsurance.com/journal/how-to-lower-your-car-insurance-after-a-ticket/ Thu, 22 May 2025 16:00:38 +0000 https://www.einsurance.com/?p=34728 Drivers who need to lower their car insurance after a ticket usually have a few options. They can take driving classes, raise their deductibles, and shop around for cheaper auto insurance quotes. In some states and situations, tickets and “points” can be removed from your record, but not always. Today, the savvy team of insurance […]

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]]> Electric Vehicle Insurance: Why EVs Cost More to Insure https://www.einsurance.com/journal/electric-vehicle-insurance-why-evs-cost-more-to-insure/ Tue, 29 Apr 2025 16:00:14 +0000 https://www.einsurance.com/?p=34610 Key Takeaways: While the market for Electric and Hybrid Vehicles continues to grow, EV Insurance is more expensive than insurance of conventional gas-powered vehicles. From expensive battery power to higher repair and replacement costs, EVs and Hybrid vehicles cost more to insure even when driven in a safer manner than gas-powered vehicles. The good news—we […]

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]]> Tech Trends in Insurance 2025: AI, Telematics, and Your Future Policy https://www.einsurance.com/journal/tech-trends-in-insurance-2025-ai-telematics-and-your-future-policy/ Tue, 22 Apr 2025 16:00:08 +0000 https://www.einsurance.com/?p=34603 Artificial Intelligence (AI) is the hottest tech topic of 2025. In its simplest form, we can think of AI as a lightning-fast search engine. AI views and collects data to churn out predictions quickly.  AI in insurance may help everyone, from the major corporations to the individual consumer financing their first used car. Still, AI […]

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]]> What to do After a Hit-and-Run Accident? https://www.einsurance.com/journal/what-to-do-after-a-hit-and-run-accident/ Thu, 20 Mar 2025 16:55:30 +0000 https://www.einsurance.com/?p=34024 As a US driver, the chances that you will be involved in a hit-and-run accident are significant and growing. Data varies by source, but roughly 700,000 hit-and-run wrecks happen every year in the US. And, according to the Insurance Institute for Highway Safety and Highway Loss Data Institute (IIHS-HLDI), as many as 25% of them […]

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]]> First-Time Car Insurance Tips–How to Get Car Insurance for the First Time? https://www.einsurance.com/journal/first-time-car-insurance-tips/ Thu, 27 Feb 2025 17:00:19 +0000 https://www.einsurance.com/?p=33922 Key Takeaways: Understand the types of car insurance coverages available and why each is important? Learn more about each type and if you need it. Learn how to avoid common mistakes when choosing the best car insurance for your circumstances. Car insurance can be expensive for new car buyers. It pays to shop around to […]

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]]> Upcoming 2025 Changes: How New State Minimum Car Insurance Laws will Impact Your Premiums https://www.einsurance.com/journal/how-new-state-minimum-car-insurance-laws-will-impact-your-premiums/ Thu, 23 Jan 2025 17:00:44 +0000 https://www.einsurance.com/?p=33732 As of January 1, 2025, several states have updated their minimum car insurance requirements. Virginia, Utah, North Carolina and California have all increased the amount of liability coverage one must carry to drive legally. Some consumers will not see a dramatic increase in their insurance prices, especially if they already buy more than the state […]

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]]> Maximize Your Savings: A Comprehensive Guide to Multi-Car Insurance Policies https://www.einsurance.com/journal/comprehensive-guide-to-multi-car-insurance-policies/ Thu, 19 Dec 2024 17:00:42 +0000 https://www.einsurance.com/?p=33545 Multi-car insurance policies offer consumers a chance to save some money on their auto policies. If your family owns more than one vehicle, it may be wise to put them all on the same policy. Of course, there are some situations where the benefits of multi-car insurance policies aren’t worth making changes to insurance policies. […]

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]]> How Much Does a Texting While Driving Ticket Increase Auto Insurance Premiums https://www.einsurance.com/journal/how-much-does-a-texting-while-driving-ticket-increase-auto-insurance-premiums/ Thu, 14 Nov 2024 17:00:04 +0000 https://www.einsurance.com/?p=33460 Key Takeaways: Drivers with a texting or distracted driving violation are penalized by insurance companies with an average increase of 27% in annual premiums. Teens are especially susceptible to texting and driving which can have long-term consequences if there is an accident or someone is injured. Texting while driving is illegal in most states and […]

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]]> Garage Liability vs. Garagekeeper Liability: What Every Auto Shop Owner Must Know https://www.einsurance.com/journal/garage-liability-vs-garagekeeper-liability/ Thu, 24 Oct 2024 16:00:21 +0000 https://www.einsurance.com/?p=33324 Key Takeaways: In addition to standard business insurance coverage, auto-related businesses may need Garage Liability and Garagekeeper Liability to be fully protected, especially when customers leave their vehicles in the business’s care. Garage Liability and Garagekeeper Liability Insurance cover two different aspects of business insurance coverage, with one protecting the business and the other protecting […]

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]]> Bicycle Accident Insurance Coverage – What Cyclists Need to Know https://www.einsurance.com/journal/bicycle-accident-insurance-coverage-what-cyclists-need-to-know/ Thu, 19 Sep 2024 16:00:53 +0000 https://www.einsurance.com/?p=33275 Key Takeaways: Cyclists involved in accidents with motor vehicles may be covered by the driver’s car insurance policy, including UM/UIM coverage. While home insurance provides some protection, it may not cover all risks associated with bicycle accidents. Cyclists should evaluate their policies and consider additional coverage options to close the gaps in protection. Specialized bicycle […]

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]]> College Student Car Insurance Explained https://www.einsurance.com/journal/college-student-car-insurance-explained/ Thu, 22 Aug 2024 16:00:29 +0000 https://www.einsurance.com/?p=33237 A new school year is upon us. And it’s time for parents and students to discuss affordable car insurance for college students. Whether you need to know about the cost of car insurance for college students, the discounts available for some, or the best types of car insurance for college students, the experienced team at […]

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]]> Car Insurance After the Death of the Policyholder: A Comprehensive Guide https://www.einsurance.com/journal/car-insurance-after-the-death-of-the-policyholder/ Thu, 11 Jul 2024 16:00:43 +0000 https://www.einsurance.com/?p=33190 Key Takeaways: Upon the death of a spouse or family member, it is important for the survivors, especially the executor of any afterlife plans or proposals, to understand the options for car insurance so that surviving family members are covered. It is important to understand current premiums, payments, discounts, and refunds for any policy before […]

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]]> Does Car Insurance Cover Scratches and Dents? https://www.einsurance.com/journal/does-car-insurance-cover-scratches-and-dents/ Thu, 13 Jun 2024 16:00:07 +0000 https://www.einsurance.com/?p=33168 Key Takeaways: Whether your vehicle insurance covers scratches and dents depends on the type of coverage you have. Comprehensive insurance typically covers damage caused by events like vandalism or natural disasters, while collision insurance covers damage resulting from accidents. When filing a claim for scratches and dents, it’s important to consider your deductible. If the […]

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]]> Do Permit Drivers Need Insurance? https://www.einsurance.com/journal/do-permit-drivers-need-insurance/ Thu, 16 May 2024 16:00:54 +0000 https://www.einsurance.com/?p=33141 Key Takeaways: All states require young people to acquire a learner’s permit when learning to drive. Depending on your state’s requirements, a permit can be obtained anywhere from 14 years of age to 16 years. Insuring a learner’s permit driver is relatively inexpensive and pays big dividends in demonstrating expectations and parenting by example. We […]

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]]> No Down Payment Car Insurance – What You Need to Know https://www.einsurance.com/journal/no-down-payment-car-insurance/ Thu, 25 Apr 2024 16:00:14 +0000 https://www.einsurance.com/?p=33095 Key Takeaways: No down payment car insurance, or 0 down car insurance, is a great way to get started with car insurance without paying the hefty, full annual or semi-annual premium. Students, new drivers, and contractors can all benefit from the financial flexibility offered by no down payment car insurance where monthly payments are more […]

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