EINSURANCE Insurance Journal Archives | EINSURANCE Quote, Compare, Save! Wed, 27 Aug 2025 16:42:04 +0000 en-US hourly 1 https://wordpress.org/?v=6.8.2 https://www.einsurance.com/wp-content/uploads/cropped-10390300_10152435665504197_8229944792578476094_n-32x32.png EINSURANCE Insurance Journal Archives | EINSURANCE 32 32 The Pros and Cons of Changing Insurance Companies: Is it Worth it? https://www.einsurance.com/journal/the-pros-and-cons-of-changing-insurance-companies-is-it-worth-it/ Thu, 28 Aug 2025 16:00:55 +0000 https://www.einsurance.com/?p=35063 Changing auto insurance companies can be easy or tiresome depending on your needs. Most consumers feel it is worth switching insurance companies if they will save considerable money, or if their current insurer has upset them with very poor customer service. We understand. At Einsurance.com, we offer a host of auto insurance options for consumers. […]

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]]> As a Professional Painter, Do I Need Insurance? A Painters’ Insurance Guide https://www.einsurance.com/journal/painters-insurance-guide/ Thu, 21 Aug 2025 16:00:48 +0000 https://www.einsurance.com/?p=35027  Key Takeaways: As a business owner, painters’ liability insurance and other related insurance options help safeguard your business from costly claims and legal disputes. How much does painters’ insurance cost? It depends on several factors—this guide is designed to help balance affordability with appropriate protection. Comprehensive coverage enhances professional standing and improves your company’s […]

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]]> Summer Road Trip Insurance Checklist: Are You Covered? https://www.einsurance.com/journal/summer-road-trip-insurance-checklist-are-you-covered/ Thu, 31 Jul 2025 16:00:10 +0000 https://www.einsurance.com/?p=34989 Key Takeaways: Summer is a great time for a road trip—be sure you understand the nuances of your auto insurance so that you’re protected from driving-related costs and consider travel insurance for the unexpected. It’s important to guard against insurance gaps that can leave you exposed—out-of-state (or country) liability, medical costs, and rental reimbursement, to […]

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]]> 10 Common Homeowner Insurance Claim Pitfalls & How to Avoid Them https://www.einsurance.com/journal/10-common-homeowner-insurance-claim-pitfalls-how-to-avoid-them/ Thu, 24 Jul 2025 16:00:11 +0000 https://www.einsurance.com/?p=34983 Roughly 5% of all homeowners will call in a claim to their insurance company this year. If you believe you might suffer financial damages in the future, it is best to learn all about common homeowner’s insurance claims, mistakes one might make during the claims process, and tips on how to avoid them. The seasoned […]

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]]> What Is Parked Car Insurance? https://www.einsurance.com/journal/what-is-parked-car-insurance/ Mon, 30 Jun 2025 16:00:59 +0000 https://www.einsurance.com/?p=34944 If you are wondering about parked car insurance, learning about the types of coverage for parked cars, or spending some time reading about parked car insurance on Reddit, we are here to help. The seasoned, licensed auto insurance agents at Einsurance.com are ready to answer your most frequent questions about car insurance. As always, we […]

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]]> What You Should Know About Lawn Care Insurance for Your Business https://www.einsurance.com/journal/what-you-should-know-about-lawn-care-insurance-for-your-business/ Tue, 24 Jun 2025 17:13:49 +0000 https://www.einsurance.com/?p=34807 Key Takeaways: Lawn care insurance is crucial to protect small residential lawn care businesses and large commercial lawn/landscape businesses alike. Comprehensive insurance coverage protects your business and property, customers’ property, and employees in the event of an accident or problem. Your customized coverage should include policies like general liability insurance, commercial vehicle insurance, workers’ compensation […]

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]]> House Cleaning Insurance – What You Should Know as a Business Owner https://www.einsurance.com/journal/house-cleaning-insurance/ Thu, 29 May 2025 16:00:00 +0000 https://www.einsurance.com/?p=34744 Key Takeaways: House Cleaning Insurance is essential to protect you and your business from injury and property damage claims that can financially devastate your business—a single claim could cost you between $10K and $35K on average. Learn how to protect yourself. More than three quarters of customers say they will only hire a cleaning service […]

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]]> How to Lower Your Car Insurance After a Ticket https://www.einsurance.com/journal/how-to-lower-your-car-insurance-after-a-ticket/ Thu, 22 May 2025 16:00:38 +0000 https://www.einsurance.com/?p=34728 Drivers who need to lower their car insurance after a ticket usually have a few options. They can take driving classes, raise their deductibles, and shop around for cheaper auto insurance quotes. In some states and situations, tickets and “points” can be removed from your record, but not always. Today, the savvy team of insurance […]

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]]> Electric Vehicle Insurance: Why EVs Cost More to Insure https://www.einsurance.com/journal/electric-vehicle-insurance-why-evs-cost-more-to-insure/ Tue, 29 Apr 2025 16:00:14 +0000 https://www.einsurance.com/?p=34610 Key Takeaways: While the market for Electric and Hybrid Vehicles continues to grow, EV Insurance is more expensive than insurance of conventional gas-powered vehicles. From expensive battery power to higher repair and replacement costs, EVs and Hybrid vehicles cost more to insure even when driven in a safer manner than gas-powered vehicles. The good news—we […]

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]]> Tech Trends in Insurance 2025: AI, Telematics, and Your Future Policy https://www.einsurance.com/journal/tech-trends-in-insurance-2025-ai-telematics-and-your-future-policy/ Tue, 22 Apr 2025 16:00:08 +0000 https://www.einsurance.com/?p=34603 Artificial Intelligence (AI) is the hottest tech topic of 2025. In its simplest form, we can think of AI as a lightning-fast search engine. AI views and collects data to churn out predictions quickly.  AI in insurance may help everyone, from the major corporations to the individual consumer financing their first used car. Still, AI […]

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]]> What Does Handyman Insurance Cover? https://www.einsurance.com/journal/what-does-handyman-insurance-cover/ Thu, 27 Mar 2025 16:00:54 +0000 https://www.einsurance.com/?p=34049 Key Takeaways: Handyman Insurance is available to cover independent contractors performing handyman (or woman) tasks, including general liability, business auto insurance, work comp insurance, and much more. This type of coverage is beneficial when working on your own or through a ‘gig work’ system and protects you and your personal assets in the event of […]

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]]> What to do After a Hit-and-Run Accident? https://www.einsurance.com/journal/what-to-do-after-a-hit-and-run-accident/ Thu, 20 Mar 2025 16:55:30 +0000 https://www.einsurance.com/?p=34024 As a US driver, the chances that you will be involved in a hit-and-run accident are significant and growing. Data varies by source, but roughly 700,000 hit-and-run wrecks happen every year in the US. And, according to the Insurance Institute for Highway Safety and Highway Loss Data Institute (IIHS-HLDI), as many as 25% of them […]

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]]> First-Time Car Insurance Tips–How to Get Car Insurance for the First Time? https://www.einsurance.com/journal/first-time-car-insurance-tips/ Thu, 27 Feb 2025 17:00:19 +0000 https://www.einsurance.com/?p=33922 Key Takeaways: Understand the types of car insurance coverages available and why each is important? Learn more about each type and if you need it. Learn how to avoid common mistakes when choosing the best car insurance for your circumstances. Car insurance can be expensive for new car buyers. It pays to shop around to […]

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]]> 8 Types of Homeowner’s Insurance: The Ultimate Guide https://www.einsurance.com/journal/8-types-of-homeowners-insurance/ Thu, 20 Feb 2025 17:00:37 +0000 https://www.einsurance.com/?p=33914 If you think homeowner’s insurance is boring, take heart! We promise to make this article as entertaining as possible. Read about all eight types of homeowners insurance below, (#8 is the best!) Popular Homeowner Insurance Coverages Most homeowners are familiar with the industry standard HO-3 policy. It typically includes coverage to rebuild a home after […]

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]]> Upcoming 2025 Changes: How New State Minimum Car Insurance Laws will Impact Your Premiums https://www.einsurance.com/journal/how-new-state-minimum-car-insurance-laws-will-impact-your-premiums/ Thu, 23 Jan 2025 17:00:44 +0000 https://www.einsurance.com/?p=33732 As of January 1, 2025, several states have updated their minimum car insurance requirements. Virginia, Utah, North Carolina and California have all increased the amount of liability coverage one must carry to drive legally. Some consumers will not see a dramatic increase in their insurance prices, especially if they already buy more than the state […]

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]]> 14 Practical Strategies for Seniors to Save Money on Homeowners Insurance https://www.einsurance.com/journal/14-practical-strategies-for-seniors-to-save-money-on-homeowners-insurance/ Thu, 16 Jan 2025 17:00:14 +0000 https://www.einsurance.com/?p=33675 Key Takeaways: With cost of living increases and a fixed or partially-fixed income, affordable homeowners insurance for senior citizens is extremely important. Even where you live can impact your home insurance costs. We offer 14 practical strategies and discounts ideas that will keep insurance costs under control in this volatile marketplace. Annual insurance reviews can […]

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]]> Maximize Your Savings: A Comprehensive Guide to Multi-Car Insurance Policies https://www.einsurance.com/journal/comprehensive-guide-to-multi-car-insurance-policies/ Thu, 19 Dec 2024 17:00:42 +0000 https://www.einsurance.com/?p=33545 Multi-car insurance policies offer consumers a chance to save some money on their auto policies. If your family owns more than one vehicle, it may be wise to put them all on the same policy. Of course, there are some situations where the benefits of multi-car insurance policies aren’t worth making changes to insurance policies. […]

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]]> How the ‘80% Rule’ Impacts Your Home Insurance: A Complete Guide to Avoiding Costly Mistakes https://www.einsurance.com/journal/how-the-80-rule-impacts-your-home-insurance/ Thu, 12 Dec 2024 17:00:04 +0000 https://www.einsurance.com/?p=33541 Key Takeaways: It’s important to understand the difference between ‘replacement value’ and ‘market value’ which can significantly impact your insurance coverage. Ensure your homeowner’s insurance coverage meets the 80% rule which provides adequate coverage and is required by most insurance carriers and mortgage lenders. Be informed about the possible penalties and consequences if your insurance […]

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